Last year, sales of newer (flats less than 10years old) HDB flats hit 9 years high with 22,477 resale transactions. There were about 20% of such transactions as opposed to five years ago when newer flats made up less than 8%. There are a few reasons for such trend.
1. Private housing are increasing seen as a retirement plan
2. Wealth inherited from previous property appreciation
3. Aspiration and higher income
4. Cash-out financing to unlock value of HDB
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