With the intent to assist small and medium-sized enterprises (SME) and individual borrowers cope with the loss of income due to the covid-19 pandemic, MAS had announced a lifting of the TSDR, MSR and LTV requirements. This exemption applies to mortgage of all property types and to those applying for refinancing, deferment of mortgage payment, whether secured or otherwise. However, with this latest relief, MAS still caution borrowers to exercise prudence before considering these credit lines.
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